The Self Directed IRA

The American IRA Council sat down with a collection of experts ranging from bankers to Ph.Ds to learn about the smartest way to plan for retirement.


When most people think of their retirement accounts they think of a 401(k) or IRA that holds stocks and bonds from big Wall Street companies. They also probably think of big fees, modest returns, and how unpredictable things have been over the past 10 years.

They probably don't think about buying an income earning second home with their retirement account, or that their savings can be protected from lawsuits. That's because they don't know about Self Directed IRAs.

What is a Self Directed IRA?
A Self Directed IRA is an a IRA where you control what goes into your account. Under this IRS approved system you are allowed to use your IRA funds to buy anything you would like, and the income that goes straight into your retirement account – is tax free or tax deferred.

What Can I Use My IRA For?

  • Avoid brokerage commissions and bank fees
  • Invest directly into gold and other precious metals
  • Invest in local businesses, sustainable energy, and even foreign currency

What Are The Other Benefits of a Self Directed IRA?
Self Directed IRAs offer a number of advantages over traditional IRAs. With a Self Directed IRA you no longer have to pay big fees to brokers for managing your money. Most Self Directed IRAs come with small yearly fees that are a fraction of most people pay for their standard retirement accounts. Plus many Self Directed IRAs offer additional legal protections that other retirement accounts do not.

Do I Have to Use All of My Current 401(k) or IRA?
No! You can choose to have only a portion of your current retirement account become Self Directed. The beauty of this arrangement is that it allows you to expand your investment options almost without limit.

How Can I Get More Information?
The American IRA Council has provided a FREE guide to Self Directed IRAs that you can download instantly — simply get our easy-to-read investor guide. The American IRA Council will also provide free phone consultation to answers any questions you may have about how Self Directed IRAs work. These experts don’t sell any investments, they’re here simply to help you get started!

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